Measure of Indemnity

How To Work with Insurance Company Claims Adjusters You pay your premiums loyally. But suddenly, you file a claim and you're treated like you are not a good neighbor? Why is dealing with an insurance claim after wildfire so stressful sometimes? As policyholders, we expect our insurance claim adjusters to guide us through the process. We expect fair compensation. We want help. That's a basic misconception of what an adjuster's job is really there to do. They are an employee [...]

Why is Measure of Indemnity Important? What the heck is Measure of Indemnity? Or MOI? It is simply a fancy insurance term for the dollar amount of repairs and rebuilding in the language of insurance. This is the most important figure in your entire claim. So, why hasn’t your adjuster even mentioned it? Because it takes away any delay or frustration tactics which work in their favor. If you knew all you had to do is have a building expert [...]