How to Prove the Value of Your Loss After a Fire

If you have lost your home to a fire, you need help defining the damages. The owners of BW Builder were born in California and have your back when it comes to proving your loss. Our company was born out of the fires that began in Santa Rosa, CA the night of October 8, 2017. We witnessed the tragedy of our friends and neighbors losing everything they owned. We know what you are gong through and we can help.

Who are BW Builder?

Very quickly after the Tubbs Fire, we noticed several friends struggling to prove how much it would cost them to rebuild. We wanted to help, so we started doing estimates for them. We have given away hundreds of hours of free education. We’ve written a book on how builders can help their clients through this and give the proceeds of book sales to charity. Why give our secrets away in the book? Because this is a tragedy that has befallen you, not a winning lottery ticket for builders, public adjusters, and lawyers who all know you have insurance cash but often lack the knowledge needed to navigate this crazy world.

If you need help navigating how to rebuild after a wildfire, free education on how the insurance process works, or how to get started rebuilding your home, we are the builder for you.

An Accurate Estimate – Scope of Loss

It all starts with a competent and accurate wildfire rebuild estimate. This is also known as a scope of loss report. The insurance company needs to know what it will cost to rebuild the home. That’s fair. Asking for it in such a complicated format? We think that is less fair. But we cannot change how insurance companies act. Better to just give them the data they need in a format they can read.

Our team will perform an evaluation of the damages and answer all your questions. Then, we give you the estimate you need to prove your loss.

We have a very thorough process that utilizes modern technology to determine what you need and then build the right estimate to suit. We build each scope of loss report individually. That’s because every home is unique. Even tract homes are modified through the years. Because we are licensed to build in California, our estimate carries legal and technical superiority over any estimate from an insurance adjuster or public adjuster, or anyone else formulating an estimate that has never built a home. If you’re wondering whether someone can properly estimate for you, just ask them one question “When is the last time you built a home in California?”

BW Builder is a fully licensed and insured builder based in Santa Rosa. We perform wildfire rebuilding estimates throughout California.

Call us at 707-595-8912 or fill out the form here to get started.